Whether it is your first Investment Property or you are expanding on your existing property portfolio, it’s important to get the structure right from the start.
We work in closely with you and your accountant, to understand the correct structure for your Investment Property. It is important to get it right from the start, to ensure you don’t have complications in the future.
The deposit may come from savings, but you can also leverage equity in your existing properties. We look at structuring it so that your properties are not cross collateralised if possible, to give you greater flexibility in the future. This also leaves you the option to use different lenders.
It is important to work out whether you want Principal and Interest repayments or Interest Only repayments. Interest Only is usually recommended by accountants, to maximise your tax-deductible debt, however, this usually incurs a higher interest rate and means your Principal Balance is not reducing.
Once we know the right structure and repayment type, we get to work reaching out to our panel of over 30 lenders to try and negotiate a low rate for you. Contact one of our finance specialists today to get started on 1800 955 752 or email email@example.com